Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Hardworking and passionate job seeker with strong organizational skills eager to secure Senior Retail credit analyst. Ready to help team achieve company goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. To execute and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Hi, I’m
Jean Paul UZABAKIRIHO
Banker
Kigali
Summary
Overview
10
years of professional experience
Work History
Bank of Kigali Plc
Disbursement Officer
02.2022 - Current
Job overview
- Disbursed all received credit facilities with prior approvals and also ensure that all CPs are completely fulfilled
- Recorded all collateral information in the core banking system to avoid any additional bank provisions due to unrecorded collaterals
- Ensured up-to-date perfection of securities upon disbursement of credit facilities.
- Responded to customer questions, queries, and complaints received from CRM Platform, E-mail, Team or cell phone respecting agreed TAT
- Self-motivated, with a strong sense of personal responsibility.
- Proven ability to learn quickly and adapt to new situations.
- Worked well in a team setting, providing support and guidance.
- Managed time efficiently in order to complete all tasks within deadlines.
- Excellent communication skills, both verbal and written.
Bank of Kigali Plc
Credit Analyst
02.2018 - 01.2022
Job overview
- Analyzed credit facilities proposals received in accordance with predefined TAT and SLA and make sure that there is no customer's complaints for unjustified delays in credit appraisals.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Made recommendations about extending lines of credit or granting different term loans
- Analyzed customer data such as financial statements to determine level of risk involved for granting to the customers term loans or credit lines
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Gathered loan documentation for underwriting.
- Collaborated with other teams to identify and mitigate risks impacting organization.
- Complied with internal controls and government regulations.
Bank of Kigali
Bank Teller
05.2013 - 02.2018
Job overview
- Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
- Processed customer transactions promptly, minimizing wait times.
- Built and strengthened customer relationships by leveraging excellent interpersonal and communication skills.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Maintained accurate records of customer transactions in line with bank procedures.
- Maintained in-depth knowledge of bank products and services to provide appropriate recommendations to customers.
Education
National University of Rwanda Huye
Bachelor of Science from Economics
11.2013
University Overview
Skills
- Balance Reconciliations
- Cashier Oversight
- Detailed Analysis
- Business Prospecting
- Funds Disbursement
- Mortgages and Loans
- Credits and Refunds
- Microsoft Office
- Customer Experience
- Compliance Assurance
Accomplishments
Accomplishments
- Supervised team of 22 staff members.
Languages
Kinyarwanda
Native language
English
Upper intermediate
B2
French
Upper intermediate
B2
Additional Information
Additional Information
I am currently following Data Science professional course delivered IBM
Timeline
Disbursement Officer
Bank of Kigali Plc
02.2022 - Current
Credit Analyst
Bank of Kigali Plc
02.2018 - 01.2022
Bank Teller
Bank of Kigali
05.2013 - 02.2018
National University of Rwanda
Bachelor of Science from Economics
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